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Christian households are keeping their debt levels under control and placing an emphasis on giving, in spite of the fact that most of them saw stagnant or declining income level, according to a recent survey.

The survey, conducted by Maximum Generosity and Christianity Today International, found that 44 percent of Christian households saw their income stay the same and 33 saw their income go down in the last 12 months. Despite this, most of those households did not see an increase in debt levels.

Some 70 percent of respondents pay off their credit cards in full every month, and only 35 percent said they have car payments.

“It’s a sign that a growing number of people are learning to actively eliminate and avoid debt,” said Brian Kluth founder of Maximum Generosity.

In addition, 78 percent of those surveyed in the View From the Pew said they continue to give 10 percent or more of their income to local churches and ministries. Most say they started tithing before the age of 30.

“This shows tithing and generosity start young and become a lifelong practice,” Kluth said. [, 7/12/10]

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