Why You Should Teach Your Congregation God's 5 Investment Funds

Are you investing in God's funds?
Are you investing in God's funds? (Flickr )

Your congregation can invest in eternity by using their money for God's purposes. It is secure. It is risk free. It comes with guaranteed interest. It yields dividends forever.

The Bible says, "Command that they do good, that they be rich in good works, generous, willing to share, and laying up in store for themselves a good foundation for the coming age, so that they may take hold of eternal life" (1 Tim. 6:18-19, MEV).

1. Invest in God's treasury fund (worship). This is the investment fund most of your congregation will know about—tithing. We invest in the treasury fund by using some of our money to express worship.

There's nothing we can give God that he needs. And God certainly doesn't need our money. But when we give an offering to God—an undesignated, planned, and proportional offering where and when we worship—we're saying, "God I love you."

Get Spirit-filled content delivered right to your inbox! Click here to subscribe to our newsletter.

The Bible says, "Honor the Lord by giving him the first part of all your income" (Prov. 3:9, TLB). We honor God when we tithe. It's an act of worship. God wants us to give to this fund before we invest in any other fund. He doesn't want our money; He wants what it represents.

2. Invest in God's mutual fund (fellowship). God also wants us to use some of our money to encourage fellowship, to show love to other believers, to build relationships.

Anytime I give my money to God, it draws me closer to God. Anytime I give my money to another person, it draws me closer to that person. When I give money to people in my small group or I invest in my small group, I grow closer to those in the group. Anytime I buy a nice card and write a note of encouragement, I've just invested in the mutual fund. When another believer is discouraged, and I take him or her out for lunch, I've just invested in the mutual fund.

Investing in this fund brings in dividends from elsewhere as well. The Bible says, "Beloved, you are faithful in all you do for the brothers and for strangers" (3 John 1:5, MEV).

When we invest our money in developing relationships within the church, it points others to God. Investing in the fellowship of your church helps bring people to Christ.

3. Invest in God's growth fund (discipleship). God wants us to take some of our money and invest it in ourselves in personal and spiritual improvement. The Bible says in 2 Peter 3:18, "But grow in the grace and knowledge of our Lord and Savior Jesus Christ. To Him be glory, both now and forever. Amen."

There are many ways to waste your money instead of using it to grow. But God wants us to use some of our money to grow spiritually, to develop skills, and to educate ourselves—so that we can become the kind of person God has shaped us to be. The Bible says, "for the Lord will plead their cause, and spoil the soul of those who spoiled them" (Prov. 22:23).

Anytime we use our money to buy a Christian book or a CD that helps us grow, we've invested in this fund. Or whenever we use our money to take a class or to learn something that makes us more of what God wants us to be, we're investing in our growth fund.

4. Invest in God's equity service fund (ministry). God wants us to use some of our money to help people in need. God didn't put us on this earth to live for ourselves.

This is all part of God making us more like Himself. God is generous. Everything we have in life is because of God's generosity. We wouldn't have anything—we wouldn't even be alive—if it weren't for God's generosity. And God wants us to be generous like He is.

God particularly wants us to be generous with the poor. All throughout the Bible, God tells us He is watching how we help the poor. For example:

"He who gives to the poor will not lack, but he who hides his eyes will have many a curse" (Prov. 28:27, MEV).

"He who has pity on the poor lends to the Lord, and He will repay what he has given" (Prov. 19:17, MEV).

5. God wants the people of your church to invest in His global fund (missions). God wants us to use some of our money to take the Good News to the whole world.

Luke 16:9 is one of the most misunderstood verses in the entire Bible. Jesus says, "Use worldly wealth to gain friends for yourselves so that when it is gone you will be welcomed in eternal dwellings." What in the world does He mean by that?

I believe Jesus is telling us that He wants us to take some of our money and use it to help other people get into heaven. So when you die and get to heaven, those same people will welcome you there and say, "Thank you for investing in me. I'm in heaven because of you. I'm not your friend for life; I'm your friend for eternity. I'm in heaven because you cared enough. You bought me a Bible. You bought me a ticket for an event. You did something with your money to help spread the Good News to my village. Because you gave, I'm now a follower of Christ, and I'm in heaven because of you."

That's the greatest possible use of our money! We can use the money from this fund locally or we can use it globally. Are there people in your church who want to participate in short-term missions, but they don't think they can afford it? Encourage them to invest (or save) a little money each month for their global fund, so they can take the Good News of Jesus Christ to another country.

Investing in these five funds is eternally important. If your church members invest their treasure on earth, all they're doing is piling up treasure here. But if we invest in eternity—in God's eternal purposes—we'll enjoy our investment forever and ever.

This article is adapted from Rick Warren's message, Enabling the Vision—Purpose Driven Giving.

Rick Warren is the founding pastor of Saddleback Church in Lake Forest, California, one of America's largest and most influential churches. Pastor Rick is author of the New York Times bestseller The Purpose Driven Life. His book, The Purpose Driven Church, was named one of the 100 Christian books that changed the 20th century. He is also founder of Pastors.com, a global Internet community for pastors.

For the original article, visit pastors.com.

Get Spirit-filled content delivered right to your inbox! Click here to subscribe to our newsletter.


Dr. Mark Rutland's

National Institute of Christian Leadership (NICL)

The NICL is one of the top leadership training programs in the U.S. taught by Dr. Mark Rutland. If you're the type of leader that likes to have total control over every aspect of your ministry and your future success, the NICL is right for you!

FREE NICL MINI-COURSE - Enroll for 3-hours of training from Dr. Rutland's full leadership course. Experience the NICL and decide if this training is right for you and your team.

Do you feel stuck? Do you feel like you’re not growing? Do you need help from an expert in leadership? There is no other leadership training like the NICL. Gain the leadership skills and confidence you need to lead your church, business or ministry. Get ready to accomplish all of your God-given dreams. CLICK HERE for NICL training dates and details.

The NICL Online is an option for any leader with time or schedule constraints. It's also for leaders who want to expedite their training to receive advanced standing for Master Level credit hours. Work through Dr. Rutland's full training from the comfort of your home or ministry at your pace. Learn more about NICL Online. Learn more about NICL Online.

Charisma Leader — Serving and empowering church leaders